<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1">
  <url>
    <loc>https://www.jschreierassociates.com/home</loc>
    <changefreq>daily</changefreq>
    <priority>1.0</priority>
    <lastmod>2021-04-17</lastmod>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f442358c589a1258dcc2463/t/5f4b1ad581a96034f674f4e5/1598757638653/Family+Photo+Shoot+September+12%2C+2014+-+1+of+1.png</image:loc>
      <image:title>Home - Jeffrey I. Schreier, CPA, Esq.</image:title>
      <image:caption>With more than twenty years in the financial and legal industries, Jeff Schreier has a passion for helping families and individuals develop a financial plan that meets their unique situation and goals. With a Juris Doctorate and LL.M. in Tax Law from Georgetown University Law Center, an undergraduate degree in Accounting and MBA from Loyola University Maryland, he is able to effectively evaluate potential options and make recommendations to protect you and your family. Mr. Schreier is a Certified Public Accountant, a member of the Maryland State Bar, and a licensed insurance agent in the state of Maryland.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f442358c589a1258dcc2463/t/5f4f1a09ca1e2c277194763f/1600827419797/</image:loc>
      <image:title>Home</image:title>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f442358c589a1258dcc2463/t/5f4f86056d5d88276e38b7d3/1600827438592/</image:loc>
      <image:title>Home</image:title>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f442358c589a1258dcc2463/t/5f4f1ac865ce7f08a2881952/1600827456427/</image:loc>
      <image:title>Home</image:title>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f442358c589a1258dcc2463/t/5f4f19bef9407d609e284621/1600827399293/</image:loc>
      <image:title>Home</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.jschreierassociates.com/our-company</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-10-23</lastmod>
  </url>
  <url>
    <loc>https://www.jschreierassociates.com/mortgage-protection</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-09-22</lastmod>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f442358c589a1258dcc2463/t/5f4ff90eacd8cc753ab2e8ea/1600724626846/</image:loc>
      <image:title>Mortgate Protection Insurance - As a homeowner, you want to protect your home with affordable, comprehensive coverage.</image:title>
      <image:caption>Mortgage protection insurance is a type of term life insurance that is designed to pay off your mortgage in the event of your death. It functions like a standard term life policy: You purchase a policy for a set period, make monthly payments, and if you pass away while the policy is in force, your chosen beneficiary receives funds to pay off your mortgage. This coverage ensures that your family could stay in their home if you were no longer able to contribute to mortgage payments. Mortgage protection insurance is right for you if you want to: Protect your most valuable asset Ensure your loved ones never have to deal with the fear of losing their home Provide financial security if the unthinkable happens</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.jschreierassociates.com/contact-us</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-09-21</lastmod>
  </url>
  <url>
    <loc>https://www.jschreierassociates.com/our-team-1</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-03-11</lastmod>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f442358c589a1258dcc2463/t/602ae7faf0571f68b019012c/1614101972882/16.jpg</image:loc>
      <image:title>Our Team - Jim Ghanayem, D.Pas.Th., M.Div., M.A.</image:title>
      <image:caption>jim@jschreierassociates.com 443.776.1472 With advanced education in various fields of study and over 15 years experience in family counseling and planning, Jim has both the ability and the heart to understand your unique needs, and goals, to navigate an over-all plan, and to provide the best options to help you experience the peace of mind you desire in these uncertain times. He is licensed in Maryland as a life and health insurance producer. Insurance License: Maryland</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f442358c589a1258dcc2463/t/602ae7873864731411e5dff7/1613424765707/IMG_4344.jpg</image:loc>
      <image:title>Our Team - Lucas Morris</image:title>
      <image:caption>lmorris@jschreierassociates.com 571.358.8829 With almost a decade of financial and business experience, Lucas Morris has the foundational knowledge and skillset to effectively advise individuals and families in making the important life and financial decisions. Lucas received his Business degree from Clearwater Christian College, and his Masters degree from Old Dominion University.  He is licensed in the state of Virginia for life and health insurance, as well as annuities. Insurance License: Tennessee</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f442358c589a1258dcc2463/t/602ae76f4833c90da84c301e/1613424504069/Family%252BPhoto%252BShoot%252BSeptember%252B12%25252C%252B2014%252B-%252B1%252Bof%252B1.jpg</image:loc>
      <image:title>Our Team - Jeffrey Schreier, CPA, Esq.</image:title>
      <image:caption>Tobias Keene, D.D.S. Hailing from Richmond, Virginia, Dr. Tobias Keene brings a bit of unabashed Southern hospitality to all his patients. He moved to Washington, D.C. over thirty years ago as a freshman at Ivy College. Right after graduation, he attended World University’s School of Dentistry. Before opening Keene Dental in 1994, he worked for free clinics and some of the finest practices in the District. He is part of the 123 Dental Association and stays up-to-date on the latest dental discoveries. When not striving to keep his patients happy and healthy, he’s enjoys hiking with his family in Rock Creek Park.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f442358c589a1258dcc2463/t/602ae748b2afaf41bc63a4f6/1614101959762/20140319_HuzaChristopher_5x7.jpg</image:loc>
      <image:title>Our Team - Christopher Huza, Esq.</image:title>
      <image:caption>chris@jschreierassociates.com 443.606.0460 Chris Huza holds a law degree from the University of Baltimore, and performs work in wills, trusts and estates. Chris is licensed in Maryland for life and health insurance. With his experience in both legal and insurance fields, he is ready to evaluate and help support your financial goals. Barred: Maryland Insurance License: Maryland</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.jschreierassociates.com/term-life</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-11-10</lastmod>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f442358c589a1258dcc2463/t/5f6a3f83e9ae237d82655f3d/1603767454977/</image:loc>
      <image:title>Term Life Insurance - Term Life Insurance</image:title>
      <image:caption>Photo by designer491/iStock / Getty Images</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.jschreierassociates.com/universal-life</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-11-10</lastmod>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f442358c589a1258dcc2463/t/5f6a3fcb431e4d7c824786c0/1603770826423/</image:loc>
      <image:title>Universal Life Insurance - Universal Life Insurance</image:title>
      <image:caption>Photo by Drazen Zigic/iStock / Getty Images</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.jschreierassociates.com/final-expense</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-09-22</lastmod>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f442358c589a1258dcc2463/t/5f69fab8bbcbb517de035da7/1603773156597/</image:loc>
      <image:title>Final Expense Insurance - Final Expense Insurance</image:title>
      <image:caption>Final Expense Insurance, also referred to as Burial Insurance, is a whole life insurance policy that is designed to pay off the expenses families face upon the death of a loved one. This type of insurance ensures your loved ones aren't saddled with debts that can be financially troubling after you pass. Final expenses include bills associated with medical expenses, funeral or memorial services, and the price of burial or cremation. The average burial in the United States today costs approximately $9,000, and that cost does not include funeral or final medical expenses. Protect your family from facing these expenses alone with an affordable Final Expense insurance policy.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.jschreierassociates.com/wills-and-trusts</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-02-09</lastmod>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f442358c589a1258dcc2463/t/5f978f4529a6652dcf43385e/1603768149240/melinda-gimpel-wkfZyteTMOA-unsplash.jpg</image:loc>
      <image:title>Wills &amp; Trusts - Wills &amp; Trusts</image:title>
      <image:caption>A Will is the best way to make sure that your assets and belongings are distributed to your loved ones in the manner that you would see fit. A well drafted Will can help your family cope with the challenges of your passing by minimizing the stress of determining what to do with your things while also ensuring that your desires are respected. A Trust is a legal document that can provide legal protection for the your assets, to make sure those assets are distributed according to your will, create efficiencies, or can avoid or reduce inheritance or estate taxes.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.jschreierassociates.com/advanced-medical-directive</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-02-09</lastmod>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f442358c589a1258dcc2463/t/5f979b269643aa67a4c3823d/1603771574439/</image:loc>
      <image:title>Advanced Medical Directive - Advanced Medical Directive</image:title>
      <image:caption>Often called a living will, this document lays out your desires regarding your care in situations where you are unable to speak for yourself.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.jschreierassociates.com/power-of-attorney</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-02-09</lastmod>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f442358c589a1258dcc2463/t/5f97a4789a4ba102870d563f/1603773619839/</image:loc>
      <image:title>Power of Attorney - Power of Attorney</image:title>
      <image:caption>A Power of Attorney is a legal document through which you appoint an individual (the agent or attorney-in-fact) with the power to act for you (the principal). The agent can have broad legal authority or limited authority to make legal decisions about the principal's property, finances or medical care. A power of attorney is often used when you can't be present to sign necessary legal documents for financial transactions, but can also be written to allow your agent longer-term authority.</image:caption>
    </image:image>
  </url>
</urlset>

